19 Creative Ways to Save Money and Slash Your Expenses

You’ve quit your daily coffee, take public transport to work and your idea of an evening out is following the store assistant with the sticker gun around the supermarket to bag the marked down items before anyone else.

Things are tight, and you can’t see a way to cut your spending any further.

Oh man, have I been there. But, there is hope. frugal living ideas frugal living meaning best frugal living tips

See, you’re reading this article which means you have access to the internet, which I like to think of as the most powerful money-saving tool ever created.  frugal living ideas frugal living meaning best frugal living tips

Figuring out how to save money on the essentials takes a bit of creative thinking and a lot of sacrifices, but it’s completely possible to do.  frugal living ideas frugal living meaning best frugal living tips

Now, on to the money-saving tips.

If you’re working on a tight budget you absolutely need to plan your spending.  frugal living ideas frugal living meaning best frugal living tips

When you’re in survival mode, you just need to focus on keeping your head above water until your finances improve.

I recommend writing out a bare-bones budget and giving yourself the grace to let go of financial goals for the short-term.  frugal living ideas frugal living meaning best frugal living tips

Once you’ve done that, these are my top tips for saving money on your essential expenses:

Food

If you are anything like me, your biggest expense is food.  frugal living ideas frugal living meaning best frugal living tips

Luckily, it’s also the best category to save money. These are my top ways to save on groceries when money is tight.

Write a recurring meal plan

What is a recurring meal plan you ask? It’s a meal plan which repeats itself often. I find either 7 days or 5 days to be the best frequency.  frugal living ideas frugal living meaning best frugal living tips

If you like a lot of variety in your meals you might struggle but a recurring meal plan is smart for lots of reasons. You can bulk buy ingredients which is a lot cheaper.  frugal living ideas frugal living meaning best frugal living tips

Then you can freezer cook or batch cook so you only cook once for multiple meals, saving time and electricity costs.

I am not a nutritionist, but I’ve found that my body reacts well to eating similar meals regularly, which helps reduce doctor’s visits and medical expenses.  frugal living ideas frugal living meaning best frugal living tips

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